Violations occurring before this date are subject to prior rules. This tool applies the correct rules based on violation date. All point values, fines, and outcomes shown are estimates only.
This calculator is for informational and educational purposes only. It does not constitute legal advice, tax advice, or professional consultation of any kind. Using this tool does not create an attorney-client relationship between you and NYTicketPoints.com, its operators, or any attorney whose advertisement may appear on this page.
Point values, fines, surcharges, Driver Responsibility Assessment fees, CDL consequences, and insurance impact estimates shown are approximations based on publicly available data and may not reflect the outcome of your specific case. Actual fines are set by the presiding judge or hearing officer. Actual point assessments depend on the conviction (not the charge) and may be affected by plea negotiations, dismissals, or amendments that this tool cannot predict. Always verify your specific situation with the NY DMV and consult a licensed New York attorney before making any decision based on these results.
The figures below are computer-generated estimates based on publicly available NY DMV schedules and statutory midpoints. They are not a determination of your case, an official DMV record, or a guarantee of any outcome. Actual points are assessed only upon conviction; actual fines are set by the court; insurance impact and CDL outcomes vary by carrier and circumstance.
Do not rely on these figures to plead, pay, or otherwise resolve a ticket without first consulting a licensed New York traffic attorney.
Source & disclaimer: Points reflect 2026 NY DMV rules (15 NYCRR §131). Sources: dmv.ny.gov and DMV Circular P2/M1 (2026). Fine amounts shown are estimates only — actual fines are set by the presiding judge or hearing officer and may vary. Not legal advice. See the full Legal Disclaimers section below.
New York's Driver Violation Point System assigns points to your license for every moving violation conviction. These points accumulate over a rolling 24-month window. At 6 points you owe a Driver Responsibility Assessment fee. At 7 points you may be required to attend a mandatory safety clinic. At 11 points, the DMV can suspend your license.
The system changed significantly on February 16, 2026, when new DMV regulations (15 NYCRR Part 131) took effect. The lookback period was extended from 18 months to 24 months. Several violations also received major point increases, and offenses that previously carried zero points (including DWI and aggravated unlicensed operation) now carry 11 points each. Because the rules are date-sensitive, this calculator applies the old point values to violations dated before February 16, 2026 and the new values to violations on or after that date.
Speeding is the most common ticket in New York, and points scale with how far over the limit you were driving:
The table below lists every common New York moving violation, the relevant Vehicle and Traffic Law section, the pre-2026 point value, and the current point value effective February 16, 2026. Rows highlighted in yellow were changed under the 2026 amendments. Point values are subject to DMV updates — verify with the official DMV chart before relying on these figures.
| Violation | VTL § | Pre-2026 | 2026+ |
|---|---|---|---|
| Speeding 1–10 mph over | §1180 | 3 | 3 |
| Speeding 11–20 mph over | §1180 | 4 | 4 |
| Speeding 21–30 mph over | §1180 | 6 | 6 |
| Speeding 31–40 mph over | §1180 | 8 | 8 |
| Speeding 41+ mph over | §1180 | 11 | 11 |
| Speeding in work/construction zone | §1180(f) | varies | 8 |
| DWI / DWAI / Aggravated DWI | §1192 | 0 | 11 |
| Aggravated Unlicensed Operation | §511 | 0 | 11 |
| Reckless Driving | §1212 | 5 | 5 |
| Passing a stopped school bus | §1174 | 5 | 8 |
| Leaving scene of personal injury accident | §600(2) | 3 | 5 |
| Failure to exercise due care | §1146 | 2 | 5 |
| Speed contest / racing | §1182 | 0 | 5 |
| Facilitating aggravated unlicensed operation | §511-a | 0 | 5 |
| Over-height vehicle violation | §385(2) | 0 | 8 |
| Cell phone / handheld device use | §1225-d | 5 | 5 |
| Texting while driving | §1225-d | 5 | 5 |
| Running a red light | §1111 | 3 | 3 |
| Running a stop sign | §1172 | 3 | 3 |
| Failure to yield to pedestrian | §1151 | 3 | 3 |
| Failure to yield to emergency vehicle | §1144 | 3 | 3 |
| Following too closely / tailgating | §1129 | 4 | 4 |
| Unsafe lane change | §1128 | 3 | 3 |
| Improper passing | §1121 | 3 | 3 |
| Improper turn | §1163 | 2 | 2 |
| Failure to signal | §1163 | 2 | 2 |
| HOV / carpool lane violation | §1110-a | 3 | 3 |
| Disobeying traffic control device | §1110 | 2 | 2 |
| Seatbelt violation | §1229-c | 0 | 0 |
| Equipment violation | §375 | 0 | 0 |
| No insurance | §319 | 0 | 0 |
| Unlicensed operator | §509 | 0 | 0 |
The DRA is a fee separate from your court fine — paid directly to the DMV over three years. It kicks in when you accumulate 6 or more points within any 18-month period. The base amount is $100/year for the first 6 points ($300 total). Each point above 6 adds $25/year ($75 total per extra point). A DWI conviction triggers a separate $750 DRA regardless of point total.
New York's Point and Insurance Reduction Program (PIRP) — also called a defensive driving course — is the only way to proactively reduce points on your record. Completing an approved PIRP course deducts up to 4 points from your point total for suspension calculation purposes. It also automatically reduces your auto insurance premium by 10% for three years. The course can be taken online and costs roughly $25–40.
Paying the fine is a guilty plea. The points hit your record and the DRA clock starts. Read the back of the ticket and check your options before mailing payment.
Use this tool to estimate your point total, suspension distance, DRA exposure, and insurance impact. Remember these are estimates only.
Mail the ticket back marked "not guilty" before the response date. Outside NYC, hearings go through the local court; inside NYC, the Traffic Violations Bureau (TVB) handles them.
Most traffic attorneys offer free consultations and flat fees. They can negotiate reductions (e.g., a 6-point speed reduced to a 2-point equipment violation) that the court will rarely offer to pro se drivers.
Whether you fight the ticket or not, an online defensive driving course removes up to 4 points from your suspension calculation and cuts your insurance 10% for 3 years.
Under the 2026 rules, the NY DMV can suspend your license if you accumulate 11 or more points within any 24-month period. The previous threshold was 11 points within 18 months. Drivers with 7–10 points may be required to attend a mandatory DMV safety clinic. Drivers with 4+ alcohol or drug convictions will have their driving privileges permanently revoked.
The Driver Responsibility Assessment (DRA) is a state fee owed directly to the DMV when you accumulate 6 or more points within 18 months. The base fee is $100/year for 3 years ($300 total) for 6 points. Each additional point above 6 adds $25/year ($75 total per point). A DWI or DWAI conviction triggers a separate $750 DRA fee. Failure to pay the DRA results in license suspension.
No. Points are only added to your record upon conviction — meaning after you plead guilty, pay the fine, or are found guilty in court. If you contest a ticket and win, no points are added. Points are dated as of the date of the violation (not the conviction date), which matters for the 24-month lookback calculation.
Significant changes took effect February 16, 2026: DWI/DWAI now carries 11 points (was 0); passing a stopped school bus increased from 5 to 8 points; leaving the scene of a personal injury crash increased from 3 to 5; aggravated unlicensed operation went from 0 to 11 points; speeding in a construction zone is now a flat 8 points regardless of speed; and the lookback period expanded from 18 to 24 months.
Yes — and it's often worth it. Pleading not guilty and requesting a hearing gives you the opportunity to have the charge reduced or dismissed. Traffic attorneys frequently negotiate reductions to non-moving violations (0 points) or have tickets dismissed entirely.
Usually yes. New York participates in the Driver License Compact (DLC) with most states. NY applies its own point values to reported violations — so the points on your NY record may differ from the issuing state's.
Commercial drivers face much harsher consequences under federal FMCSA rules. Two serious violations in 3 years = 60-day CDL disqualification; three serious violations = 120 days. Major violations such as DWI, leaving the scene, or using a commercial vehicle to commit a felony result in a 1-year disqualification on the first offense and lifetime on the second.
Yes. Drivers under 18 with a junior license (Class DJ/MJ) or learner permit face much stricter consequences. A single conviction for a serious violation, or two convictions totaling 2–3 points within six months, can trigger a 60-day suspension. A second conviction within six months of restoration results in revocation.
NYTicketPoints.com and the NY Traffic Ticket Point Calculator (collectively, the "Tool") are provided strictly for general informational and educational purposes. The Tool is intended to help drivers understand, in general terms, how the New York DMV point system, court fines, surcharges, Driver Responsibility Assessment fees, CDL disqualification rules, and insurance impact may apply to common traffic violations. The Tool is not a substitute for professional legal advice, official DMV records, or the judgment of a court.
Nothing on this website constitutes legal advice. Use of this Tool does not create an attorney-client relationship between you and NYTicketPoints.com, its operators, its content authors, or any attorney whose advertisement or referral link appears on this site. Reading this page, using the calculator, copying or sharing results, or clicking on any "Free Consultation" or similar call-to-action does not establish such a relationship. An attorney-client relationship can only be formed by a signed written engagement with a licensed New York attorney following a substantive consultation.
All numeric outputs of this Tool — including point totals, suspension distance, fine amounts, mandatory surcharges, the Crime Victim Assistance Fee, Driver Responsibility Assessment, insurance premium impact, CDL disqualification timelines, and savings comparisons — are estimates based on publicly available NY DMV schedules, statutory midpoints, and general industry data. Actual results depend on facts and decisions that this Tool cannot know or predict, including but not limited to:
No warranty, express or implied, is made as to the accuracy, completeness, or current applicability of any figure produced by the Tool. Users assume all risk of reliance on the output.
NYTicketPoints.com is an independent, privately operated informational website. It is not affiliated with, operated by, sponsored by, or endorsed by the New York State Department of Motor Vehicles, the New York State Unified Court System, the New York State Office of Court Administration, the Traffic Violations Bureau, any New York City, County, Town, or Village government, the Federal Motor Carrier Safety Administration, or any other federal, state, or local government agency. References to government statutes, regulations, agencies, and publications are provided solely for citation and educational context. The design, layout, and color palette of this page are intended to follow common government-website conventions for readability and clarity — they do not signify any official status. For official driver-license information, payment of fines, or determination of points on your record, you must consult the New York State DMV directly at dmv.ny.gov or the court of jurisdiction.
Point values and rule changes reflected in this Tool are derived from 15 NYCRR Part 131 (Driver License Suspension Based on Point Accumulation), the NY DMV Driver Manual, the DMV Driver Violation Point System web page, and DMV Circular P2/M1 (2026). Fine ranges are derived from NY Vehicle and Traffic Law (VTL) statutory schedules. Mandatory surcharges and the Crime Victim Assistance Fee are based on NY Criminal Procedure Law and Penal Law surcharge schedules. Last verified: February 2026. Statutes, regulations, surcharge amounts, and fee schedules may change without notice. Users should verify current values with primary sources before acting.
Insurance premium impact estimates are general ranges and do not represent any specific carrier's rating practice. Carriers consider many factors beyond DMV points, including credit history, vehicle, garaging location, prior claims, and underwriting cycle. Some carriers may non-renew or cancel a policy following certain convictions. CDL impact information reflects federal FMCSA rules in effect as of February 2026; CDL holders should consult counsel familiar with commercial driver regulations, as additional state-specific consequences may apply.
If your ticket was issued in a state other than New York, in Canada, or to a junior-license holder, the calculator's output is especially limited. The Driver License Compact, federal reciprocity, and the special junior-license suspension thresholds introduce significant variables this Tool only approximates. Consult counsel licensed in the issuing jurisdiction.
You should not plead guilty, pay a fine, waive a hearing, accept a plea, or otherwise resolve a traffic case based solely on output from this Tool. Doing so may waive valuable rights, including the right to a trial, the right to negotiate a reduction, and the right to challenge the underlying stop. Always consult a licensed New York traffic-defense attorney before taking action on any traffic citation.
This site displays third-party advertisements, including from attorneys. Attorney advertising is regulated under Rule 7 of the New York Rules of Professional Conduct. Prior results do not guarantee a similar outcome. Selection of an attorney is an important decision that should not be based solely upon advertising. References or links to outside attorneys are provided as a convenience and do not constitute an endorsement of any particular firm or any guarantee of result.
To the fullest extent permitted by law, NYTicketPoints.com, its operators, contributors, and advertisers disclaim all liability for any loss, damage, fine, suspension, denial of insurance, or other adverse outcome arising from or related to use of this Tool, including reliance on any number, calculation, comparison, or recommendation displayed. The Tool is provided "as is" without warranty of any kind.
By continuing to use this Tool, you acknowledge that you have read, understood, and agreed to these disclaimers. If you do not agree, please discontinue use and consult an attorney or the New York DMV directly.